Safety, health, and financial stability are key to family well-being. While maintaining a healthy lifestyle is within our control, unexpected financial challenges can cause quite a stir! In times of medical emergencies, the burden of financial stress can become overwhelming. This is where Ginteja, the best health insurance advisor in Kolkata comes to release.

Ginteja provides the much needed health and life insurance support. Our best health insurance for family offers substantial financial backing and protection against hospitalization costs, day-care treatments, and advanced medical procedures. 

What are the benefits of Ginteja’s Family Health Insurance Plan?

• Coverage for the entire family

Buy health insurance plans online that include all family members under a single policy. This inclusive coverage extends to you, your spouse, dependent children, parents, and even parents-in-law. Some plans even provide the flexibility to include extended family members. Choose Ginteja’s for an all-around health insurance solution for your entire family.

• Flexibility to include new members

Buy health insurance plans online that gives you the freedom to add a new member to your plan. When you expect a new member (childbirth) in your family you can easily add the baby or new family member to your existing plan. You would simply have to notify the insurance company and pay an adjusted premium to include the new member, even midway through the policy term.

• Low Premiums

Ginteja’s best health insurance for families has cheaper premium rates compared to paying separate premiums for each member. This makes the coverage affordable and easier on your budget.

• Every covered member get high coverage

In a family floater policy, the entire sum insured is available for any individual family member facing illness. This guarantees that your loved ones receive top-notch medical assistance when it's needed. Every family member can avail of the sum insured, benefiting from substantial coverage based on your policy's terms and conditions.

• Claim tax benefits

One of the key advantages of Ginteja’s health insurance plans is the opportunity to enjoy tax benefits. According to Section 80D, you can claim tax benefits on the premium paid for family insurance plans. Enjoy a tax deduction of up to Rs 25,000 when you opt for a family floater policy. This deduction grows to INR 50,000 for senior citizens. Additionally, if you purchase a distinct family floater health insurance for your parents, you can avail of an extra deduction of INR 25,000, which grows to INR 50,000 if your parents are senior citizens.

• Maternity coverage is allowed under many plans 

Buy health insurance plans online that offer  maternity coverage! This allows young couples to plan or expand their family in the future as expenses related to maternity care are well covered. 

• Free health check-ups

Ginteja, best health insurance advisor in Kolkata, offers insurance plans offering you and your family a free check-up every 2-4 years as per the terms and conditions of your policy. These frequent health checkups keep you updated on your family's health or any hidden medical condition that may require early-stage intervention.

Keep your family healthy & secured

Your family is your greatest win and to safeguard them for a lifetime you would need a comprehensive health insurance plan for them! The plan easily covers all members and is lighter on your pockets. So choose Ginteja, best health insurance advisor in Kolkata, to keep your family stress-free from sudden medical emergencies and unforeseen expenses.