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  Li Chiuan (owner) This Simple Payment Switch Solved My Messy VPS Accounting A few months ago, I was dealing with the classic freelancer headache: my personal credit card was flooded with charges for multiple cheap VPS instances I use for client projects. Untangling personal and business expenses come tax time was a nightmare. I finally found a fantastic article that made a simple but brilliant point: you should buy your cheap VPS with a business payment method, not a personal credit card. It explained how doing this creates a clear audit trail, simplifies accounting, and often unlocks better terms with providers. I switched to using a dedicated business card for all my hosting, and it's made tracking expenses and calculating write-offs incredibly easier. If you're using VPS for work, this is a game-changing read: https://superstarsbio.com/bios/news/why-you-should-buy-cheap-vps-with-business-instead-of-credit-card/