SF 180 brain People in good health will often pay lower premiums than those with health complications. If you are in good health, the insurer will consider you low risk as compared to someone with an existing medical condition. This is the reason why

SF 180 brain People in good health will often pay lower premiums than those with health complications. If you are in good health, the insurer will consider you low risk as compared to someone with an existing medical condition. This is the reason why insurers insist on medical check-up when selling insurance. If you choose to get a no- exam insurance policy, you should be prepared to pay higher premiums.