Driving a truck is a high-risk job due to its combination of sleep deprivation and long hours, not to mention the several-ton vehicle which is being driven for many hours every day too. It is estimated that approximately 78% of truck drivers have at least one serious health condition, and with an average age of 55, getting a good insurance plan for truck drivers is easier said than done. the birth of a child.

Consider Health Insurance for Truck Drivers Plans

When it comes to decent insurance plans for truck drivers, insurance plans make a lot of sense. This rings particularly true and have plans which are very similar no matter whether chosen inside or outside of open enrolment due to their lack of a government subsidy. This means that you might as well enrollfor them at any time of year, so you don’t have to spend any time being uninsured or spending unnecessarily on short-term health insurance.

The Premiums

Insurance plans are a brilliant insurance plan for truck drivers, as they operate very similarly to traditional health insurance for truck drivers plans on the surface. However, your premiums are placed into an escrow account, with any claims being paid via the Members Shared Responsibility Amount. Insurance plans also include many of the traditional perks, such as visits to the doctor, discounts on prescriptions, preventative care programs, and lots more.

Lower Premiums with Insurance Plans

Insurance premiums tend to be much lower, about half that of ACA plans, due to their structure. You see, the premiums are based on your age and the bracket you fall into, so you can rest assured that your premiums will remain steady until you reach the next age bracket. Also, your premium funds go toward helping other people on the plan pay for their claims, as opposed to going toward lining the pockets of insurance companies.

Conclusion

Although you may be able to shop around with traditional insurance plans, you’ll have a difficult time as a truck driver finding affordable traditional health insurance. Nonetheless, we hope that these tips will assist you in your journey to discover an affordable insurance plan for truck drivers!